One of the most precious mineral that have ever existed on earth is gold. This is very popular among us all especially for those who are aficionados of jewelry. Most of the time, this mineral is converted into jewelry forms such as rings, earrings, necklace, bracelet, anklet and many more. It can also be used to accessories such as watches. There are also people who make use of gold as part of their bodies. There are those that make it as a tooth. There are lots of ways as to how we can derive benefits from this thing but nothing beats selling it to earn cash.

Read the rest of this entry »

All of us encounter different problems in our lives, the most common is money problem. Here are some money problems that most of us were experiencing according to some experts.

* Your finances are out of control. You might be in a financial mess. You don’t know where your money goes, because sometimes or oftentimes you don’t pay attention to what you spend. To avoid this situation or just to eliminate it, try to start making a budget list. It’s so easy to do, write your monthly household expenses these may include your groceries, market, rent or mortgage, utilities, your monthly bills which includes your car payment, credit cards payment, tuition fees, water and electric bills, then tally up all of these costs. Compare your net income (salary less tax) to your total expenses. If your expenses are more than your net income you are truly facing a financial mess, so you must examine carefully your list and may cut down some unnecessary expenses.

* Savings. Do you have savings? Do you save regularly? You might be spending much more than you earn and may state that you can’t save because you don’t earn that much. According to experts which I do believe, that everybody can save. Regardless of how big or small your income is, you can really do save. The technique is to save first before you spend. The principle of Income-Savings=Expense. The ideal savings is 20% of your take home pay (salary net of tax ) You’ll only need to live on 80% of your income. Discipline is the most important trait that you must have in order to have savings. Saving is important and the best form of investment.

* Having so many debt? It’s okay to borrow some money because there were times when you’re really out of the budget and you really need to spend because of a ” need ” or for some emergencies, and you can’t avoid borrowing or lending or simply making a debt. But making a debt just to have your ” want ” is not healthy. Owning a credit card and using it just to buy a “want” and using it unwisely can make you drown in debt. A simple advice is to cut down using credit cards, if you can pay in cash, just simply do so, used your cards only on times of emergencies.

Financial problem is the easiest problem to solve if only you know what to do and how to properly handle your finances.

For some people money is power, and for them money is everything.  Money makes the world go round.  If you try to take away money from people, what do you think will happen?  It’s like taking away lives because as of now it’s hard to live without money, in any walks of life and in every move you need money, money and money, that’s the power of money.  Money  can make you alive and money can also kill you.  Money can make you happy and it can also make you sad.  Just like me, when I have plenty of money, I’m very generous and I have a lot of  friends, I’m willing to spend bigger amount for our gigs and treat them everywhere just to make them happy.  Time runs very fast, so as money comes to me.  I never realized that, how quicker money comes, the quicker money goes.  As days go by my relationship with my friends are beginning to dissolve because for them it’s not the same Corlito that has a lot of money before that they knew.  That is what money can do, it can affect everything especially relationships.  That experienced, for me was a day of infamy, it’s like a crime for me, not spending my money wisely.

I can’t imagine what happened to me now… Where are my friends now?  A lot of my friends changed, but there are few who remained and to you guys I thank you very much for being here and to all your support and words of encouragement that I can regain what is being lost.  You are my true friends dudes!

In this world, its not only money that matters.  It is God, the most important!  We should not always be worry about money, don’t be dependent on it.  War of money in this world is not permanent because time will come when we will not be needing money to live.

Don’t abuse money, use it wisely!